Did you know that 51% of adults are uncomfortable talking about money? And that by the age of seven, most people have already developed their financial habits?
The importance of financial literacy is often underestimated, but teaching children about finances at an early age can make a big difference. Kids Make Money Too does just that with its education hub for children, created by children.
Kids Make Money Too is a family endeavor headed by father Ronaldo Hardy and wife Cristian. Hardy is a financial consultant for credit unions and has over 20 years of experience in financial services, holding president and CEO positions at multiple credit unions. Cristian has a master’s in educational leadership and has been an educator for 15 years. So, financial literacy is essential to the Hardy’s, especially when it comes to their children.
Kids Make Money Too was started after the Hardy’s caught COVID-19 in January 2021. During recovery and quarantine, the Hardy children Raynah (13), Josiah (11), Laylah (10), and Melah (6), called their father’s office to set up an investment meeting for their business proposal.
“They said they wanted to present their business proposal, hoping I would invest in it. I was really impressed,” Hardy explained.
The children proposed a loan and investment fund for children and a nonprofit that would give grants to children who did not have the financial resources for the investment fund.
“After they presented the idea, I realized that financial literacy is one of the biggest issues in the nation, especially how to teach about money,” Hardy emphasized.
The Hardy children also came up with the name for the business after doing their research; their father didn’t even have to ask them, they just took the initiative.
Kids Make Money Too is an excellent opportunity to revolutionize how kids learn about money by having kids teach kids. Children are capable of so many amazing things. We just have to allow them to do them.
The brand just recently launched, and if you visit the website right now, you can sign up for their email list to stay updated. The website will be up by March 1, 2022.
For more information on the business, check out the Kids Make Money Too’s YouTube Channel and get to know the kids behind Kids Make Money Too.